How exactly is someone conceived by midichlorians

Question

So in Episode 2 we are shown or led to believe that Anankin Skywalker is conceived by midichlorians.

And with the book Darth Plagueis and questions like these If Plagueis Caused Anakin's Birth, Why Shmi Skywalker? and Did Darth Sidious cause Anakin's virgin birth? [duplicate] and Who is Anakin Skywalker's father?

Skywalker's mother, Shmi Skywalker, claimed that her son was conceived without a father, but could not explain how that had happened. It was the theory of Jedi Master Qui-Gon Jinn that the will of the Force caused his birth. There is evidence to suggest that Skywalker's birth may have been engineered by the Sith Lord Darth Plagueis as part of an experiment in immortality.

So what is canon for how he was actually conceived?

Answer 1

It’s not very clear

Anakin’s conception (assuming that he was conceived by the midi-chlorians) is not given in much detail. Even Shmi isn’t much help:

“There is no father,” she said finally. She shook her head slowly. “I carried him, I gave birth to him. I raised him. I can’t tell you any more than that.”

_{The Phantom Menace}

We do have a bit of a clue (albeit a vague one):

Qui-Gon nodded. “A boy. His cells have the highest concentration of midi-chlorians I have ever seen in a lifeform.” He paused. “It is possible he was conceived by midi-chlorians.”

There was a shocked silence this time. Qui-Gon Jinn was suggesting the impossible, that the boy was conceived not by human contact, but by the essence of all life, by the connectors to the Force itself, the midi-chlorians. Comprising collective consciousness and intelligence, the midi-chlorians formed the link between everything living and the Force.

_{The Phantom Menace}

There seems to be the implication that since the midi-chlorians are “the essence of all life,” they’re quite capable of creating it if they so choose.

Some other questions have touched on seeming biological difficulties created by Anakin’s virgin birth. However, what it basically comes down to, in the end, is that the Force is supernatural, and midi-chlorians are fundamentally tied to the Force. The Force can create energy from nothing, connect minds at speeds faster than light, and move objects without any reaction force. Why not create a few cells?