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While recently thinking about a scene from the Clone Wars series where Anakin (and possibly Asoka) were paying for something with a number of physical credits, it dawned on me that I have never seen anyone pay with a credit or debit card in Star Wars. So, do credit or debit cards exist in Star Wars?

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    credit as a concept certainly exists....at least debt does – NKCampbell Dec 19 '19 at 17:34
  • Do they even have a galactic banking system? A financial clearing system would seem to be a prerequisite... – DavidW Dec 19 '19 at 17:34
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    That’s a good point....you’d think a galaxy advanced enough to have interstellar travel would at least have a credit system in their banking infrastructure. Either in the form of cards or some other ID to charge purchases cross-currency. – MissouriSpartan Dec 19 '19 at 18:17
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    starwars.fandom.com/wiki/InterGalactic_Banking_Clan at least during the prequel era – NKCampbell Dec 19 '19 at 18:33
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    Credit cards are explicitly mentioned in the RPG game "Death in the Undercity" as one of the items carried by Quarren gangsters. – Valorum Dec 19 '19 at 19:04
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Without high-speed, high-bandwidth interstellar communication to check the balance in real time, issuing credit cards would have to rely on the credit rating of the individual.

The characters we follow in Star Wars are interstellar travelers or living on relatively primitive worlds. Many also have a questionable credit history. Hence loan sharks, who follow the debtor and break kneecaps to collect the debt.

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    Not to mention that using credit cards would be extremely poor opsec for, say, a rebellion. – DavidW Dec 20 '19 at 11:43
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    @DavidW I'm envisioning Leia's flagship running out of fuel in The Last Jedi because they couldn't refuel at the Colossus after Poe maxed out Leia's credit line buying bombs. – jeffronicus Dec 20 '19 at 17:47
  • @jeffronicus funnily enough something close to this happens in the (apparently canon) novel Resistance Reborn. – Marakai Jan 19 at 11:24

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