FIRST SUMMARY: The Urban Legend is about a group of friends who go see a psychic. The psychic tells everyone their future except for one girl. She writes it down and the girl is upset but promises not to read it until she gets home. In the car, she falls asleep and they make a turn and she falls out, dying. The note says that she has no future.
SECOND SUMMARY: A girl and a group of friends decided to visit a psychic, and I think she was the last to go. When she entered the room alone with the psychic, the psychic got a terrible headache and started going crazy or something. She then began to write something on a note, and handed it folded to the girl. The psychic then tells her not to open it until she was home. The girl continues to say how she couldn't wait to get home with her boyfriend so she can read what the note said with him. At the end of the story there is just this newspaper article about this girl who had died because she fell asleep leaning against an unlocked car door from the inside, and she had accidently opened it while sleeping and fell out and died. The article said something about her having a note in her hands saying 'NO FUTURE'.