This is what I remember from the manga. The manga starts out with our main character getting kicked out of the party he is in (I think it is the hero's party) for being too weak. It turns out that he has given each member of the party some of his power over the last 3 to 5 years he has been with them. While leaving he takes his powers from them and because they weren't giving him anything back it prompts him to take some of their power to make up for the massive debt of skills they have accumulated. He ends up taking a lot of their power because of the amount of time they were using his power he had given to them. The amount of debt that accumulated was in the millions.

  • My S-Rank Party Fired Me for Being a Cursificer has a similar start, but they lost their stats because he'd been using curses that raised their stats at the expense of his own and, when they fired him, he simply lifted the curse.
    – FuzzyBoots
    Jul 19, 2023 at 22:23
  • Yes that is a very similar manga to the one i am looking for.
    – tdog8881
    Jul 19, 2023 at 22:32

1 Answer 1


Is this Skill Lender's Retrieving (Tale) ~I Told You It's 10% Per 10 Days at First, Didn't I~...?

Marz was a member of the S-Rank party [Sword of Divine Silver]. Even though he had the unique skill [Skill Lender] that allowed him to lend skills to his party members, he was ostracized and taken advantage of because he did not fight on the front lines. Eventually, they tried to get him killed by the dungeon boss to avoid paying him his severance pay. Marz retrieved the skills that he lent to his party members with compound interest and instantly became the strongest. He then defeated the boss, obtained a 10/10 waifu and saved a demi-human slave to form a harem.

The protagonist, Marz, had the ability to lend skills to the other members of his party. Because he didn't fight on the front lines himself though, he was undervalued by the rest of his party, who took the skills he lent them for granted.

They decide to ditch him, but if they just fired him, guild federation rules would oblige them to pay him severance, so to avoid that, the leader of the party orders him to tackle the boss of a dungeon alone, hoping he'll be killed in the process.

Marz realises this, so he decides to take back the skills he lent the other members of his party before tackling the dungeon boss. And due to years of compound interest, he was entitled to seize tens of millions of skill points from them.

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  • 2
    You are actually insane. How do you find all of these so quickly. Thank you so much for the help!
    – tdog8881
    Jul 19, 2023 at 23:01
  • 1
    I swear that 90% of manga these days have plots that could have been generated by ChatGPT. From the protagonist with hacks skills who is so much more powerful than everyone else, to the ungrateful adventuring party that tries to get rid of the protagonist, to the "10/10 waifu" (which is actually some stunning self-awareness), to the obligatory non-human harem, to the "rescuing" love interests from slavery (by...uh...supporting the slave trade) there is literally nothing in this description that has not been in a hundred other manga.
    – Adamant
    Jul 20, 2023 at 1:16
  • Yea you are not wrong in the thought of a lot of manga having the same plot. I enjoy them because sometimes even in used / over used plot there are twists that make some interesting. I think the best bet you have though to find the manga with different twists is just reading all the repetitive ones and even then they can be somewhat enjoyable. All these manga having the same plot is very difficult to find the one you are actually looking for and sometimes I just can't sit still not knowing a manga that has been stuck in my head for weeks with no result on which one it may be,
    – tdog8881
    Jul 20, 2023 at 2:19
  • This one is good because there is a legit reason the former party tanks, beyond just "the MC handled everything and everyone else was too dumb to notice". Though there is some of that, too. Sep 29, 2023 at 0:15

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