I'm trying to find the author/title of a story.
Jan is an austere woman living a dull and predictable life in a time with no monetary transactions, but "credits" rather. She has saved up a considerable sum in credits. She eventually and unexpectedly gets involved with a beautiful douche of a man.
We come to find that this man is living out his existence via a surrogate body. His true form has been disfigured. In order to operate the surrogate body, he must keep his true form close by the surrogate and neurally linked to it. Jan discovers this, as well as a female surrogate body not in use...
Does any of this sound familiar?