In Ready Player One, what happens if a student dies?

Question

In Ready Player One, the Oasis has permadeath, with a person whose avatar died having to create a new avatar from scratch, with no XP, items, or anything else their old avatar might have had.

What happens if a student in enrolled the Oasis's public schools on Ludus dies (whilst on another world, of course, since combat is banned on Ludus)? Will the student have to completely re-enroll in school, with no record of their credit completions? Or does the school have an "exception" to the permadeath rule?

Answer 1

When I'd first enrolled in the OASIS public school system, I was required to give them my real name, avatar name, mailing address, and Social Security number. That information was stored in my student profile [...]

_{Ready Player One, chapter "0002"}

The OASIS public school system is tied to the person in the real world, through their real name and SSN.

Presumably, when an avatar dies, the student has to create a new avatar and register it with their account.

If my avatar was killed, I would lose my sword, shield, and leather armor, and the three levels I'd managed to gain over the past few years. I'd have to create a new first-level avatar, which would spawn at my last log-in location, in front of my school locker.

_{Ready Player One, chapter "0007"}