That's Simon Hawke's (aka Nicholas Valentin Yermakov and J D Masters)'Wizard' series.
(Commonly referred to by the title of the first book, 'The Wizard of 4th Street.')
- The young man with the stone (one of three 'Runestones' in the books) on his forehead is Wyrdrune, a Warlock (read that as a low-level wizard; he was a very promising student, at one time, but.. things happened.)
- The girl with one on her palm is Kira, a sexy young thief,
- The mage with one over his heart is Mordred.
(Yes; that Mordred -- From King Arthur's stories.)
Early on, Merlin (again, from King Arthur) helps them, but he is killed off early on...
only to re-appear and continue to work with them by possessing one of his descendants, a street-tough named Billy. They don't always get along.
Here are a few of the covers you may recognize.